Core Technology Don't Miss This: Top 5 Blog Posts from 2023


Don't Miss This: Top 5 Blog Posts from 2023

In the fast-paced world of finance and credit unions, staying up to date is essential for successfully navigating the ever-changing industry. As we reflect on the previous year, we are excited to share with you a collection of the top 5 blog posts that was viewed by thousands of readers, sparked engaging discussions, and provided invaluable knowledge.

Dont Miss This Top 5 Blog Posts from 2023

5. Zelle, Venmo, and FedNow: Pros and Cons

In recent years, the need for instant payments has become increasingly apparent. With the ability to conduct banking transactions 24/7/365 from any device and location, waiting hours or days for payments to process seems outdated. The landscape has evolved with the emergence of options like Zelle and Venmo, but now, the Federal Reserve has entered the scene with its groundbreaking FedNow option for real-time payments.


The blog post explores the shift towards instant payments, introducing the Federal Reserve's FedNow as a new player in the field. It addresses the concerns of credit union leaders and highlights the importance of understanding when to promote FedNow over established players like Zelle and Venmo.

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4. Top 5 Reasons Prospects Don't Join Your Credit Union

Joining a local credit union promises a level of care and attention that sets it apart. However, misconceptions often deter prospective members who view credit unions as similar to big banks but on a smaller scale. This blog post aims to debunk prevalent myths, paving the way for a better understanding and inviting new members into the credit union community.


The blog post tackles common misconceptions about credit unions and emphasizes the need to dispel these myths through strategic marketing. By addressing concerns such as convenience, regulation, switching difficulties, reward programs, and technology, credit unions can break down barriers and offer a compelling alternative to traditional banking.

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3. Fact or Myth? The Truth About FedNow

The impending launch of FedNow by the federal government promises a revolutionary shift in the speed of funds transfer, challenging the traditional timelines seen in credit unions, banks, and other financial institutions. However, with major advancements often come myths and rumors that can cloud the understanding of this groundbreaking service. This blog post aims to separate fact from fiction, providing clarity on the key aspects of FedNow.


As FedNow prepares to transform the landscape of financial transactions, there are misconceptions surrounding its capabilities and implications. This post addresses common myths related to FedNow, ensuring readers make informed decisions about their essential financial matters.

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2. Cut Costs and Increase Revenue by Improving These 7 Key Ratios

Efficiency is not just about obtaining more resources; it's about optimizing the value derived from the existing ones. This is where efficiency ratios play a crucial role, offering insights into how well a credit union utilizes its resources to generate income and enhance member services. In this post, we'll delve into seven key ratios that can significantly contribute to the overall efficiency of your credit union.


This blog post emphasizes the importance of efficiency ratios in enhancing the performance of credit unions. It outlines seven key ratios and provides insights into improving each one to drive revenue, improve member experiences, and align technology with organizational goals.

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1. A Cashless Society: The Pros and Cons

In today's digital age, it's no surprise that cashless transactions are on the rise. In fact, a staggering 80% of payments are now made digitally. This statistic is a clear indication that the world is moving towards a cashless society, where physical currency becomes less necessary. The growing prevalence of cashlessness brings both advantages and disadvantages. 


This blog post encapsulates the zeitgeist of financial evolution. With a keen focus on the generational and class nuances, backed by compelling statistics, the blog post navigates the reader through the pros and cons of a cashless society.

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Looking Forward to 2024

As we reflect on the past year and look ahead to the future, it's clear that staying informed and adaptable is crucial in the fast-paced world of finance and credit unions. The top 5 blog posts we've curated have provided valuable insights into key topics that have captured attention and sparked meaningful conversations.

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Preston Packer

Written By: Preston Packer

Executive Vice President | CMO at FLEX Credit Union Technology
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