As digital transformation efforts matured in 2025, credit unions increasingly focused on connectivity, security, and measurable returns on technology investments. The most-read posts during this period reflected a shift from experimentation to execution, where leaders evaluated how emerging technologies directly impact efficiency, member trust, and long-term growth.
In Part 3 of our Top 25 Most Viewed FLEX Blog Posts of 2025, we’re highlighting posts ranked #15 through #11. These articles resonated with technical and executive audiences seeking clarity on open banking, fraud prevention, digital lending ROI, and real-time payments.
#15: Open Banking: Pros and Cons for Credit Unions
Open banking continued to be a key topic in 2025 as credit unions evaluated how data sharing impacts security, compliance, and member experience. This post breaks down the advantages and challenges of open banking, helping leaders understand how API-driven ecosystems can support innovation while maintaining control over member data.
#14: Why Members Expect Plaid® And How FLEX CU Tech Delivers
Connectivity remains central to digital success. This post explores how the FLEX and Plaid integration enables secure, real-time data exchange between the core and third-party applications. Credit unions engaged with this article as they sought ways to streamline onboarding, improve fintech interoperability, and remain at the center of their members’ financial ecosystems.
#13: Calculating ROI of FLEX Digital Lending vs. Standalone Loan Portals
Technology ROI became a major focus in 2025 as credit unions looked to maximize the value of existing systems. This post examines why ongoing software education is essential to unlocking operational efficiency, improving staff confidence, and ensuring digital investments translate into measurable performance gains.
#12: Beyond SMS: TOTP Tokens Are the New Gold Standard in CU Security
As fraud prevention and cybersecurity concerns intensified, this post addressed the growing importance of multi-factor authentication. Readers were drawn to this technical overview of Time-Based One-Time Passwords (TOTP) and how stronger authentication methods protect members while supporting secure mobile banking experiences.
#11: Unlock Instant Payments: Your FLEX Path to FedNow & RTP
Real-time payments moved from planning to execution in 2025. This post outlines FLEX’s strategic approach to FedNow and RTP, providing insight into how credit unions can deliver faster payments while maintaining operational control, compliance, and member trust.
Security, connectivity, real-time payments, and measurable technology outcomes defined this segment of the countdown, highlighting the credit union industry’s focus on practical innovation in 2025.
Stay tuned! In our next post, we’ll continue the countdown with blog posts ranked #10 through #6 as we get closer to the most-read FLEX insights of the year.
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