The holiday season is in full swing and consumers are flooding the internet, local department stores and shopping malls in search of the perfect gifts for family and friends. While this is supposed to be the most wonderful time of the year, it can turn into the most stressful time quite quickly. Although people want to buy what their loved ones want, it’s not always within the budget. Holiday spending is expected to reach 1.1 trillion dollars in the United States this year and while the rest of the nation is busy spending their hard earned cash, your credit union might encourage members to be smart with their finances. Here are 5 tips that will help members stay on budget this season.
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